Bankruptcy Attorney

Specializing in Bankruptcy Law in Maryland, Washington D.C. and Virginia

If you are seriously considering filing bankruptcy, contact our firm immediately, so that one of our qualified bankruptcy specialists can help you navigate your way through the often frustrating and extremely complicated process of filing for Bankruptcy. According to www.uscourts.gov, more than 1.5 million bankruptcy petitions were filed in 2010; up more than 9% over the previous year.

As you may or may not know, the 2006 Bankruptcy Abuse Prevention and Consumer Protection Act changed the Bankruptcy process forever. While there are more restrictions, declaring Bankruptcy can be one of the smartest financial decisions you can make to help protect your assets and the financial security and long-term prosperity of your family. However, filing any type of Bankruptcy including Chapters 7, 11, or 13 should not be done alone. Declaring Bankruptcy should always be done under the direct consultation and supervision of a qualified and experienced bankruptcy attorney, such as those employed at Wampler and Souder LLC.

Fill out the consultation form located at the top of this page, and one of our associates will contact you as soon as possible to explain how our firm can help you and your family through the Bankruptcy process. The sooner you take control of your financial options, the better off your financial future will be.

Unfortunately, the often negative public perception of bankruptcy is clouded by misinformed perception:
not facts. Two of the most common bankruptcy fables include:

1. Filing Bankruptcy Will Destroy Your Life – Absolutely False! Filing Bankruptcy is a temporary financial setback experienced by millions of consumers. Filing Bankruptcy will not ruin your life, it will not cause you to get fired or become unemployable, and it will not prevent you from achieving your future financial goals such as starting a new business or buying a new home. Bankruptcy is simply a tool designed to help consumers out of seemingly impossible financial situations.

2. Only Cheats Declare Bankruptcy – False! Extremely difficult financial situations can develop for anyone and for almost any reason including medical emergencies, unforeseen expenses, and the loss of income. However, filing Bankruptcy is not free and is not easy. There are costs and financial limitations involved when filing Bankruptcy which is exactly why you need a professional Bankruptcy lawyer.

Should I Declare Bankruptcy?

Our experienced bankruptcy attorneys will be able to help you determine if filing bankruptcy is in fact the best financial course of action for your specific set of circumstances. Some of the most common reasons to file Bankruptcy include :

• The Inability to Repay Debts – If repaying your debts including credits cards, mortgages,
  car loans, medical bills, and other financial obligations has become an unreasonable financial
  burden; it may be time to file Bankruptcy.
• Home Foreclosure – Filing Bankruptcy stops Foreclosure and can help save your home.
• Being Sued – Filing Bankruptcy stops lawsuits and other related lawsuit expenses including
  paying for an attorney.
• Bank Account and Wage Garnishment – Filing Bankruptcy Stops Financial Garnishments.
• Vehicle and Property Repossession – Filing Bankruptcy Stops Repossession.

If any of these all-too-common financial developments applies to your specific financial situation, contact our firm immediately so that we can show you how our qualified Bankruptcy Attorneys can help you make the most out of filing for Bankruptcy.

To learn more about Bankruptcy, visit our FAQs page.

W&S Firm specializes in representing Chapter 7, 11 & 13 Bankruptcy cases in  Washington D.C., Maryland and Virginia, including the following towns: